Employees will contribute up to Sh4,320 monthly, up from Sh2,160, with employers matching the amounts.

More details below:

The adjustment will see the lower income limit rise to Sh8,000 (from Sh7,000) and the upper income limit to Sh72,000 (from Sh36,000).

—Minimum contribution: Sh480 (from Sh420)
—Maximum contribution: Sh3,840 (from Sh2,160)
—Employees earning Sh50,000 will contribute Sh3,000
—Those earning Sh72,000 and above will contribute Sh4,320

Further adjustments are planned for February 2026, with the lower earnings limit rising to Sh9,000, and the upper limit set to three times the national average earnings, estimated at Sh108,000.